Sadyaḥ Phaladā Lakṣmistava Hṛdayam (सद्यः फलदा लक्ष्मिस्तव हृदयम्)


Prologue :- The instant money bestowing hymn Śrī Sadyaḥ Phaladā Lakṣmīstava Hṛdayam can be recited by those in dire needs of material wealth. This hymn is also very beneficial for spiritual growth as well. This is a prayer imploring Śrī Lakṣmī to bless us and shower Her grace and abundance upon us. Best results are obtained when combined with mantra japa of Śrī Lakṣmī/Kamalā.

śrīmat-saubhāgya jananīṃ staumi lakṣmī sanātanīm

sarvakāma phalāvāpti sādhanaika sukhāvahām ॥ 1

श्रीमत्सौभाग्य जननीं स्तौमि लक्ष्मी सनातनीम् ।

सर्वकाम फलावाप्ति साधनैक सुखावहाम् ॥ १ ॥

Praise be to the Divine Mother Śrī Mahālakṣmī, the eternal, glorious one, the bringer of auspiciousness and good fortune, Whose worship accomplishes completion of all tasks, fulfillment of all desires and brings immense happiness and prosperity, to the worshipper.

śrī vaikuṇṭha-sthite lakṣmi samāgaccha mamāgrataḥ

nārāyaneṇa saha māṃ kṛpā dṛṣṭyāva-lokaya ॥ 2

श्री वैकुण्ठस्थिते लक्ष्मि समागच्छ ममाग्रतः ।

नारायनेण सह मां कृपा दृष्ट्यावलोकय ॥ २ ॥

Oh Divine Mother Śrī Mahālakṣmī, residing with your consort Śrī Nārāyaṇa in the fabulous Vaikuṇṭha, Please make haste and together grace us with your presence and bless us.

Vaikuṇṭha is that which is beyond all measures – the infinitum. In this context, Śrī Nārāyaṇa and Śrī Lakṣmī represent the manifested formless Static Super-Consciousness - Nirguṇa Brahman and the Dynamic Super-Consciousness with attributes - Saguṇa Brahman.

satyaloka-sthite lakṣmi tvaṃ samāgaccha sannidhim

vāsudevena sahitā prasīda varadā bhava ॥ 3

सत्यलोकस्थिते लक्ष्मि त्वं समागच्छ सन्निधिम् ।

वासुदेवेन सहिता प्रसीद वरदा भव ॥ ३ ॥

Oh Divine Mother Śrī Mahālakṣmī, residing with your consort Śrī Vāsudeva in the Satyaloka – the realm of the Absolute Truth, Please grace us together with your consort and grant us all our wishes.

Śrī Vāsudeva and Śrī Lakṣmī represent the Absolute Truth of the Super-Consciousness that manifests Itself into various forms and is responsible for the Creation, Preservation and Destruction of all Existence. This also refers to the turiya state of emptiness and full of bliss.

śvetadvīpa sthite lakṣmi śīghramāgacca suvrate

viṣṇunā sahite devi jaganmātaḥ prasīda me ॥ 4

श्वेतद्वीप स्थिते लक्ष्मि शीघ्रमागच्च सुव्रते ।

विष्णुना सहिते देवि जगन्मातः प्रसीद मे ॥ ४ ॥

Oh Divine Mother Śrī Mahālakṣmī, residing with your consort Śrī Viṣṇu in the realm of Śvetadvīpa, an island of white color, please hurry and come with your consort to shower your blessings upon your Creation. Please have mercy upon us and uplift us from all our troubles.

Śvetadvīpa could be equated with the Sahasrāra/Crown cakra, with the Divine Couple (Static and Dynamic Super-Consciousness) descending into this cakra and granting us immense happiness, light and clarity.

kṣīrābdhi saṃsthite lakṣmi samāgacca samādhave

tvat-kṛpā-dṛṣṭi sudhayā satataṃ māṃ vilokaya ॥ 5

क्षीराब्धि संस्थिते लक्ष्मि समागच्च समाधवे ।

त्वत्कृपादृष्टि सुधया सततं मां विलोकय ॥ ५ ॥

Oh Divine Mother Śrī Mahālakṣmī, you have emerged from the ocean of nectar called Kṣīrābdha. Please grace us with your presence immediately and shower your mercy with your glance. Your mere glance is capable of bestowing all benefits and changing our fate instantly!

The reference can be made to the ājñā (third-eye) cakra and the nectar/aṃṛta is the cerebral fluid that gets discharged from the pineal gland during higher states of meditation. This is also the activation of this cakra.

ratna-garbha-sthite lakṣmi paripūrṇa hiraṇmayi

samāgaccha samāgaccha sthitvā sapurato mama ॥ 6

रत्नगर्भस्थिते लक्ष्मि परिपूर्ण हिरण्मयि ।

समागच्छ समागच्छ स्थित्वा सपुरतो मम ॥ ६ ॥

 Oh Divine Mother Śrī Mahālakṣmī, You are golden hued and are an ocean of knowledge, material and spiritual. You represent all abundance and prosperity. You are complete in every respect. Please do not delay any further and manifest immediately before us and shower your blessings upon us.

An ocean of knowledge sprouts up with the opening of the ājñā cakra. This could help us manifest all our wishes.

sthirā-bhava mahālakṣmi niścalā-bhava nirmale

prasanno kamale devi prasannā varadā bhava ॥ 7

स्थिराभव महालक्ष्मि निश्चलाभव निर्मले ।

प्रसन्नो कमले देवि प्रसन्ना वरदा भव ॥ ७ ॥

Oh Divine Mother Śrī Mahālakṣmī, Please remain with us and stay unmoved. Oh flawless gentle Lotus born Divine Mother, please be pleased with us and bestow your benevolent grace upon us and fulfill all our wishes.

A lotus in full bloom represents the activation of the astral cakras within the human body and the bestowment of all the benefits attributed to the respective cakras. In general, it is a reference to gaining immense knowledge and realizing our true self.

śrīdhare śrī-mahā-bhūme tvad-antastha mahā-nidhim

śīghram-uddhṛtya purataḥ pradarśaya samarpaya ॥ 8

श्रीधरे श्रीमहाभूमे त्वदन्तस्थ महानिधिम् ।

शीघ्रमुद्धृत्य पुरतः प्रदर्शय समर्पय ॥ ८ ॥

Oh Divine Mother Śrī Mahālakṣmī, You are the bearer and bestower of good fortune. You are an endless repertoire of all types of treasures. Please stir up the unlimited treasure within you and bestow your generosity upon us.

She is an endless repertoire of bliss and abundance. There is no dearth of anything in Her and She can bestow unlimited wealth, material and spiritual, as well as health and knowledge.

vasundhare śrīvasudhe vasudogdhe kṛpāmayi

tvat-kukṣigata sarvasvaṃ śīghram me tu pradarśaya ॥ 9

वसुन्धरे श्रीवसुधे वसुदोग्धे कृपामयि ।

त्वत्कुक्षिगत सर्वस्वं शीघ्रम् मे तु प्रदर्शय ॥ ९ ॥

Oh Divine Mother Śrī Mahālakṣmī, You are the possessor of all wealth, attractor of all wealth, as well as the bestower of all wealth. Please have mercy on us, please reveal all the treasures that lay hidden in you immediately and bestow your benevolence upon us.

Reference to all the cakras and the hidden powers of the Divine Mother, is made in this śloka.

viṣṇu priye ratnagarbhe samasta phalade śive

tvad-garbhagata hemādīn sampradarśaya darśaya ॥ 10

विष्णु प्रिये रत्नगर्भे समस्त फलदे शिवे ।

त्वद्गर्भगत हेमादीन् सम्प्रदर्शय दर्शय ॥ १० ॥

Oh Divine Mother Śrī Mahālakṣmī, You are the dearest of Lord Viṣṇu, born out of pure bliss. You are the bearer of all material and spiritual wealth. You are the bestower of all fruitful outcomes. Oh Divine Mother, You are Śakti, the consort of Lord Śiva. Out of your own womb, the entire Creation has sprung forth. Please reveal all the secrets bestowed in you and enlighten us!

atropaviśya lakṣmi tvaṃ sthirā bhava hiraṇmayi

susthirā bhava saprītyā prasannā varadā bhava ॥ 11

अत्रोपविश्य लक्ष्मि त्वं स्थिरा भव हिरण्मयि ।

सुस्थिरा भव सप्रीत्या प्रसन्ना वरदा भव ॥ ११ ॥

Oh Divine Mother Śrī Mahālakṣmī, The most beautiful golden hued Divine Goddess. Please be firmly seated and relaxed. Please stay delighted and pleased with us and grace us by your auspicious presence and bestow all boons that we seek.

sādare mastake hastaṃ mama tava kṛpayārpaya

sarva rāja-gṛhe lakṣmi tvat-kalā mayi tiṣṭhatu ॥ 12

सादरे मस्तके हस्तं मम तव कृपयार्पय ।

सर्व राजगृहे लक्ष्मि त्वत्कला मयि तिष्ठतु ॥ १२ ॥

Oh Divine Mother Śrī Mahālakṣmī, Please bless us as we bow our heads before you. Just the way you remain in the dwellings of the rich and the famous, please kindly bestow your grace and extend your presence amongst us as well.

yathā vaikuṇṭha-nagare yathaiva kṣīra-sāgare

tathā madbhavane tiṣṭha sthiraṃ śrī-viṣṇunā saha ॥ 13

यथा वैकुण्ठनगरे यथैव क्षीरसागरे ।

तथा मद्भवने तिष्ठ स्थिरं श्रीविष्णुना सह ॥ १३ ॥

Oh Divine Mother Śrī Mahālakṣmī, Besides your residence in the glorious realm of Vaikuṇṭha and the ocean of bliss (Kṣīra Sāgara), Please stay put in our dwellings too with your consort Śrī Viṣṇu and bless us with auspiciousness and abundance.

The reference is to fully activate the sahasrāra and ājñā cakras.

ādyālakṣmi mahālakṣmi viṣṇu-vāmāṅga saṃsthite

pratyakṣam kuru me rūpaṃ rakṣa māṃ śaraṇāgatam ॥ 14

आद्यालक्ष्मि महालक्ष्मि विष्णुवामाङ्ग संस्थिते ।

प्रत्यक्षम् कुरु मे रूपं रक्ष मां शरणागतम् ॥ १४ ॥

Oh Divine Mother Śrī Mahālakṣmī, You are the primordial Śakti, the Dynamic Super-Consciousness known as Ādyālakṣmi and you are firmly placed to the left of your consort Śrī Viṣṇu. Please reveal your true form and grant us your all-encompassing protection. We, your devotees, seek your compassion, protection and take refuge in you, at all times.

samāgacca mahālakṣmi dhana-dhānya samanvite

prasīda purataḥ sthitvā praṇataṃ māṃ vilokaya ॥ 15

समागच्च महालक्ष्मि धनधान्य समन्विते ।

प्रसीद पुरतः स्थित्वा प्रणतं मां विलोकय ॥ १५ ॥

Oh Divine Mother Śrī Mahālakṣmī, The repertoire of all kinds of wealth and abundance. Please come forth and grant us abundant wealth and food. Please shower your full favor to your humble devotees, who pray to you incessantly at all times.

dayā sudṛṣṭiṃ kurutāṃ mayi śrīḥ

suvarṇa vṛṣṭiṃ kuru me gṛhe śrīḥ ॥ 16

दया सुदृष्टिं कुरुतां मयि श्रीः ।

सुवर्ण वृष्टिं कुरु मे गृहे श्रीः ॥ १६ ॥

Oh Divine Mother Śrī Mahālakṣmī, the most merciful One. Please glance at us and shower your benevolence upon us. Please fill our homes with abundance and let there be no dearth of wealth, health and happiness.

mahālakṣmī samuddhiśya niśibhārgava vāsare

idaṃ śrīhṝdayaṃ japtvā śatavāraṃ dhanī bhavet ॥ 17

महालक्ष्मी समुद्धिश्य निशिभार्गव वासरे ।

इदं श्रीहॄदयं जप्त्वा शतवारं धनी भवेत् ॥ १७ ॥

Oh Divine Mother Śrī Mahālakṣmī, One who recites this śrī hṝdayaṃ hymn at night and/or day a hundred times, will be extricated from all miseries and will remain wealthy forever.

॥ iti śrī sadyaḥ phaladā lakṣmīstava hṛdayam samāptam

॥ इति श्री सद्यः फलदा लक्ष्मीस्तव हृदयम् समाप्तम् ॥

Thus ends the instant money bestowing hymn Śrī Sadyaḥ Phaladā Lakṣmīstava Hṛdayam.

This article is written by Krishna Reddy and can be contacted at